Do you own a small business? Are you wondering if you really need to offer health insurance to your employees? Are you thinking that many small businesses do not offer any health insurance and the government doesn't require it so it is a good way to save on cost? If you answered yes to any of these questions, you’re not alone. However, it is beneficial to both you and your employees to have employer based health insurance. Here's why:
  1. You want to attract and retain good employees. The fact that a company offers health insurance could be the deciding factor in the employee choosing you as their new employer.
  2. Increased productivity and decrease in absenteeism. Healthy employees make a healthy company.  Insurance offers preventative care services which could very well ward off something more serious.  
  3. Tax deductions. Did you know that 100% of insurance premiums are a business tax deduction?
  4. Pre-tax premium contributions. When employees access health insurance through an employer, their share of the premium can be taken out of their paycheck before taxes are taken out. 
  5. Cheaper group rates. In Louisiana, group health insurance is less expensive than full-price individual health insurance.
  6. HSAs. Health Savings Accounts offer a flexible way for business owners to offer health insurance while keeping their costs at a minimum.
Take another look at your company and your employees. Decide what your specific needs are and find a plan that fits those needs.

Insurance companies offer plans for small businesses as small as 2 individuals and as large as 50 individuals.

Whatever your reason is for looking into health insurance for your company, get your business quote today. 

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​For a group quote please fill out a Group Census Form
​and return it via email to trish@insurancelady.com.