We are gearing up for the 2021 Open Enrollment season and you need to get ready too!
2021 Open Enrollment for Individuals begins November 1, 2020 and ends December 15, 2020.
2021 Open Enrollment for Individuals begins November 1, 2020 and ends December 15, 2020.
Note: Many clients are receiving information from Blue Cross about 2021 premiums for their current plan. Any premium increase they send you is based off of your 2020 information. The rate increase they are sending may not be accurate.
DO I QUALIFY FOR A SUBSIDY?
Here are a few things you will need you to have prepared for our phone call:
- 2020 estimated household income. Make sure to include every person that is on your tax return.
- Married? As a reminder, you must file a joint tax return with your spouse.
- Does your employer or your spouse's employer offer group health insurance? If so, what is the cost for the employee only coverage?
- Have you filed your 2018 tax return? Your 2018 taxes MUST have been filed to qualify for a tax credit in 2020.
- Does your income fall between 138% and 400% of the FPL (below) according to your tax size household?
FPL Chart
Household Size |
Minimum Income |
Maximum Income |
1 |
$17,609 |
$51,040 |
2 |
$23,791 |
$68,960 |
3 |
$29,974 |
$86,880 |
4 |
$36,156 |
$104,800 |
5 |
$42,338 |
$122,720 |
6 |
$48,521 |
$140,640 |
7 |
$54,703 |
$158,560 |
8 |
$60,886 |
$176,480 |
9 |
$67,068 |
$194,400 |
10 |
$73,250 |
$212,320 |
HERE ARE YOUR OPTIONS THIS YEAR
MARKETPLACE (ACA) PLANS
HEALTH CARE MINISTRY SHARING PLANS
ACCIDENT, CRITICAL ILLNESS & GAP PLANS
|
SHORT TERM PLANS
HUSBAND/WIFE GROUP PLANS
|
WARNING:
DO NOT GO TO HEALTHCARE.GOV ALONE