THE INSURANCE LADY
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Term life insurance is the most straight-forward form of protection. You generally pay premiums on a monthly or annual basis and your family is protected for that "term." Select 10, 20, or 30 years of coverage and a guaranteed benefit. We shop around to find the best price and plan for your needs. Please fill out the form below to start the quoting process.
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Term life insurance can help with

  • Providing for a family's loss of income
  • Covering short-term debts and needs
  • Providing additional insurance protection during the child-raising years
  • Providing longer term protection to help your family pay off a mortgage or to help pay for a college education
 
Term Life
Whole Life
Universal Life
Advantages
Simple, affordable coverage for a period of time
Lifetime coverage with access to cash value
Flexible coverage flexible premiums
What It's Used For
Appropriate for short-term coverage needs
Life Insurance for life-long needs
Permanent protection & flexibility
Guaranteed Death Benefit
Yes - Provided premiums are paid as required
Yes - Guaranteed for the life of the policy provided premiums are paid as required
  
Cash Value
Available only for Return of Premium Term
Yes - Cash value growth is tax-deferred
Yes - Cash value growth is tax-deferred
Lifetime Level Premiums
  
Yes - Guaranteed for the life of the policy
   
Lifetime Coverage
   
Yes - Guaranteed for the insured's lifetime, provided premiums are paid as required
Yes - It is possible coverage will expire when either no premiums are paid following the initial minimum premium or subsequent premiums are insufficient to continue coverage
Flexible Premiums
   
   
Yes - Available for the insured's lifetime
Dividends
   
Yes - Eligible to earn dividends; however, are not guaranteed
   
Available Policies
Term Life Policies
Select Term 10, 20, 30
Return of Premium 20, 30
Mortgage Life 15, 30
Whole Life Policies
Whole Life
Limited Pay 10, 15, 20
Single Premium Life
Final Expense
Universal Life Policies
Universal Life
Survivorship Universal Life
Joint Universal Life
Contact
About Us
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GONZALES, LA
Schedule
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  • About Us
  • Our Services
    • Health >
      • Individual/Family Insurance
      • Group Insurance >
        • Employee Retention Credit
      • Short Term Insurance
      • Medi-Share Christian Ministry Sharing
      • Medicare Supplements
      • Travel Medical Insurance
      • Medical Tourism
      • Hospital Recovery Insurance
      • Accident Insurance
      • Critical Illness Insurance
    • Dental
    • Vision
    • Term Life Insurance
    • Pet Insurance
  • SCHEDULE
  • Contact
  • Blue Cross Members
  • FAQ