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Reasons to use an independent agent

8/22/2018

2 Comments

 

1. KNOWLEDGE

When you require legal advice, you contact a lawyer, and when a health issue arises, you visit your doctor, so when you need assistance with your insurance coverage, you need to use an industry expert. In addition to having many years of experience in the industry, independent insurance agents work with many different insurance companies and are knowledgeable about their individual strengths. Although one insurance company may provide unmatched claims service, another may offer more competitive rates. Based on what is most important to you, an independent agent will find the best match for you.
  • We write 1,000’s of policies each year and know the quickest way to get in and out of the system.
  • We know the insurance lingo – we are the experts.
  • We know which plans are best within each company.
  • We do the research and leg work for you.  We study the plans each year BEFORE talking to you.
  • We know the Louisiana insurance market.  The MarketPlace does not, nor are they licensed insurance agents.

2. CUSTOMER SERVICE

If you have coverage questions or worse, need help with a claim, would you rather reach an automated recording or an actual person when you call? More and more companies have switched to automated systems, often making it difficult and time consuming to reach the right person. However, at many independent insurance agencies, an actual person will still greet and assist you.
  • We make sure you get the benefits you need.
  • We want a long-term relationship with you.
  • We are there to assist you all year long.  You have one point of contact and one person to help you solve any issues that may arise.

3. PERSONAL SHOPPERS

Working with an independent insurance agent can be compared to having a personal shopper. Similar to the way in which a real estate agent sorts through properties to help you find your ideal home, an insurance agent reviews many different insurance companies’ rates and coverage options to help you secure policies that best suit your needs. You may believe that this comes at an additional cost to you, but independent agents do not add extra charges to insurance companies’ rates. So you can choose to work with an independent agent, who will handle your coverage needs, assist you with claims and answer any questions you may have, from billing issues to coverage concerns, always advocating on your behalf, at no additional cost to you.

4. UNDERSTANDING

Independent insurance agents understand that insurance can seem complicated and confusing, especially when you don’t deal with it on a daily basis. For this reason, your insurance agent will work to ensure that you fully understand your coverage, from what is and is not included, to the deductibles, coinsurance and copayments. After you purchase your policies, an independent agent’s work isn’t over – instead, we are available year-round to help answer your questions, update your policy and make coverage recommendations.

5. REPUTATION

Reputation plays a crucial role in finding a company you can trust, and many independent agencies take pride in the years, if not decades, they have spent serving their local communities. Not only can a company’s many years of service speak to its well-established reputation in the community, but it can also help you feel confident about its financial stability. Although there are many different ways to obtain insurance, would you rather obtain a quote from a startup Internet-based insurance provider that advertised on television, or call a local agent who your friends, co-workers and neighbors could recommend?

6. PROTECTION & PEACE OF MIND

Above all, working with an independent insurance agent will provide you with peace of mind, knowing that when you save money on your insurance, it won’t come at the expense of comprehensive coverage. When it comes to protecting your home, family, business and other invaluable assets, relying on an independent agent you can trust is a great place to start.
2 Comments

Blue365 Discounts on Gym Memberships & Fitbit Devices

8/21/2018

2 Comments

 
Blue Cross of Louisiana's Blue365 deals include big savings on items you use every day to stay healthy. As a member of Blue Cross and Blue Shield of Louisiana or HMO Louisiana, Inc., you can get deals like this one from Tivity Health Fitness Your Way and Fitbit.

$29 Monthly Fee for Access to Network of 10,000+ Gyms Nationwide

THE OFFER: $29 Monthly Fee for Access to Network of 10,000+ Gyms Nationwide and Discounts With Over 20,000 Health and Well-Being Specialists
Whether your goals are physical, such as losing weight and maximizing energy, or emotional like dealing with stress and improving your mood, Fitness Your Way can help you meet your goals, on your budget and do it all on your own time. Fitness Your Way offers access to nearly 10,000 different fitness locations for just $29 a month, as well as other health and well-being specialists and discounts.
  • Only $29 per month and a low $29 enrollment fee, with a 3-month commitment
  • Get up to 30% off on more than 20,000 experienced health and well-being specialists including chiropractors, acupuncturists, massage therapists, personal trainers, nutrition counselors, yoga and pilates instructors and more
  • Save on vitamins, exercise equipment, aromatherapy, organic products, and unique gifts
  • Visit any participating fitness location—anytime, anywhere — as often as you like
  • Locations include select Anytime Fitness®, Curves® and Snap Fitness®. A limited number of Gold’s Gyms and YMCAs in certain areas are also participating. Use the Fitness Your Way gym locator below to locate gyms near you.
  • With 10,000 locations, find fitness classes that fit you and your needs
LOGIN TO REDEEM

Join Fitness Your Way now and get a Fitbit device at more than 30% off.

Fitness Your Way offers flexibility, affordability and convenience, with 10,000+ fitness locations nationwide. And now, new members have access to a selection of Fitbit devices at big savings. Follow these steps to enroll online and receive a discount on a Fitbit device:
  1. Go to blue365deals.com/fyw/bundle
  2. Click on Login to Redeem or create an account
  3. After you login, click on Redeem Now
  4. Confirm your registration
  5. Choose from up to nine Fitbit devices.
Looking for more discounts? Blue365 has deals for dental care, fitness, healthy eating, mobile phone plans and more. To see all Blue365 deals, register or login at blue365deals.com 
2 Comments

BlueCare online doctor visits

8/13/2018

1 Comment

 
We are happy to let you know that Blue Cross and Blue Shield of Louisiana and HMO Louisiana, Inc. members now have 24/7, 365 access to U.S.-trained, board certified doctors with BlueCare, the Blue Cross teleheath service. 

For the past few months, doctors have only been available at certain times on BlueCare. Now care will only be a click away, anytime day or night.

Here's how to sign up for BlueCare:

  1. Go to BlueCareLA.com or download the BlueCare (one word) app for Android or iPhone.
  2. Create an account with a username and password, which you will use for each BlueCare visit. 
  3. Use your member ID when logging into or creating a BlueCare account.
  4. BlueCare works on a computer, tablet, smartphone or any device with internet and a camera, and is open to dependents (children, spouse, etc.) covered on your plan.
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1 Comment

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