Open Enrollment 2022

PLEASE MAKE SURE TO SCHEDULE YOUR APPOINTMENT OR FILL OUT OUR ONLINE QUESTIONNAIRE SO THAT WE CAN UPDATE YOUR APPLICATION FOR 2022.

​IF YOU HAVE RECEIVED A NOTICE OF PREMIUM INCREASE FROM BLUE CROSS IT MAY NOT BE ACCURATE. THE INCREASES ARE BASED ON YOUR 2021 INFORMATION.

New Client Form

Existing Client Form

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OPEN ENROLLMENT 

The 2022 Open Enrollment period for Individuals purchasing health insurance is
November 1st, 2021, - December 15th, 2021

MAKE AN APPOINTMENT

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HERE ARE A FEW THINGS YOU WILL NEED TO HAVE PREPARED:

• 2022 estimated household income. Make sure to include every person that is on your tax return. W2 salary, Self-Employed salary, Retirement, Social Security, Investment Income, etc. 
• Who will you claim on your 2022 tax return? Spouse? Children? Step-Children?
• Married? As a reminder, you must file a joint tax return with your spouse to get the tax credit.
• Does your employer or spouse's employer offer group health insurance? If so, what is the cost of the employee-only coverage?

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IF YOU DON'T QUALIFY FOR A SUBSIDY

SUPER HEALTHY & DON'T NEED COVERAGE FOR PRE-EXISTING CONDITIONS

• Short Term Medical Insurance
• Health Care Sharing Plans (Faith-Based Sharing Options)

NEED PRE-EXISTING CONDITIONS COVERED OR A GUARANTEED ISSUE PLAN

• If you need pre-existing coverage, your only option is an ACA plan or group plan
• Husband / Wife Group plans with qualifying LLC

HUSBAND/WIFE GROUP PLANS

• Do you own a business? An LLC? If you and your spouse are named on the Business Paperwork as co-owners, managers, or members of the LLC, and at least one of you are on payroll, we can discuss a Group Plan for you.

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DO NOT GO TO HEALTHCARE.GOV ALONE!

Health Insurance is complicated and confusing, and if done wrong, it has the potential to cause chaos for you and your family. Our services are FREE and our agency is among the ELITE Circle of Champions with HealthCare.gov so please let our team of professionals help guide you to the best option for you and your family. Plus, you have access to us all year long! We help with everything and we're happy to do so!

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If you've ever visited our office, there's no doubt you've met our furry mascots. Even if you've only called in, we are sure you've heard them over the phone. But, have you met the newest member of the Insurance Lady family, Blakely Rivers? Insurance-Baby-In-Training to take over the insurance business! Please give us grace this year, as she will be joining us for Open Enrollment. She even has her own nursery in the office!

"Cracking open a bottle after a long hard day at work - Open Enrollment can be stressful"

"Just learned to type - now I just need to learn how to spell"