​The Insurance Lady is partnering with The Life of a Single Mom to give 1,000+ new books to children ages pre-k to 5th grade to promote childhood literacy and a promising '23-'24 school year. 

The Life of a Single Mom has is serving 75 single mom-led families with back-to-school supplies, including 225 children with backpacks, supplies, planners, and the like. As you may know, school preparation is a tremendous financial burden for single mother-led families. Those supplies have already been provided. However, we'd like to also provide 5 new books per child to promote childhood literacy and a healthy school year launch. 

FOR IMMEDIATE RELEASE
  
LOUISIANA - In light of the recent developments regarding Medicaid unwinding, Trish Freeman, The Insurance Lady, a trusted insurance agent for the past 30 years, wants to ensure that individuals and families have access to accurate information and guidance during this transition. As part of our commitment to supporting the community, we encourage those with questions or concerns to reach out to our team of licensed insurance agents who are well-versed in Medicaid and can provide the necessary assistance.
 
The unwinding of Medicaid can be a complex process, and we understand that individuals may have various queries related to their healthcare coverage. Our licensed insurance agents are equipped with the expertise and knowledge to help navigate the intricacies of insurance options available in the wake of Medicaid changes. They can provide personalized guidance, answer questions, and offer clarity on topics such as eligibility requirements, coverage options, enrollment procedures, and any potential impacts on existing healthcare arrangements.
 
At Trish Freeman Insurance Services, we firmly believe that access to accurate information is vital for making informed decisions about healthcare coverage. Our team of agents stay updated on the latest developments in the insurance industry, including changes to Medicaid and other public health programs. They undergo rigorous training and possess a deep understanding of the intricacies of insurance policies to ensure they can provide reliable advice tailored to each individual's unique circumstances.
 
By contacting our office, individuals and families can gain peace of mind knowing they have a dedicated resource to turn to during this period of transition. Whether they are seeking alternatives to Medicaid or require guidance on finding the most suitable insurance plan for their specific needs, our agents will be available to provide comprehensive support every step of the way.
 
For more information or to schedule a consultation with one of our licensed insurance agents, please call (225) 622-6554 or visit www.insurancelady.com. Our team is ready to assist and address any concerns related to Medicaid unwinding and its implications.
 
About The Insurance Lady:
Trish Freeman Insurance Services is a leading provider of insurance services, committed to helping individuals and families secure reliable healthcare coverage. With a team of licensed insurance agents dedicated to serving the community, we strive to deliver personalized assistance and expert advice. Our mission is to empower individuals to make informed decisions about their insurance needs, ensuring their peace of mind and protection.
 
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Increasing the number of individuals eligible for Marketplace coverage in 2023. Until now under the Patient Protection and Affordable Care Act (ACA), employer sponsored coverage was considered affordable for all family members to whom an employer's offer extends if the premium for the employee's self-only coverage was considered affordable. The premium required to cover family members was not considered. 

If an individual has an offer of employer-sponsored coverage that extends to their family members, the affordability of employer coverage for those family members will be based on the family premium cost, not the self-only premium cost. Family members will be eligible for financial assistance on the Marketplace if the employee's family premium cost is considered unaffordable and their income is within the limits. ​

For 2023, an employer-sponsored plan is considered affordable if it does not exceed 9.12 percent of household income. ​

This is not directed toward Medicare/ Medicare supplement clients or those on an employer sponsored/group plan.

Blue Cross will allow a medical, dental and vision group special enrollment period (SEP) for fully insured and small business funding groups choosing to participate. This SEP event is in light of the COVID-19 pandemic and is intended to allow employees on groups to enroll that are not currently serving a group established eligibility waiting period and had previously waived group coverage.

Insurance Commissioner Jim Donelon issued a cease and desist order today to United HealthCare Services, Inc. and/or UnitedHealthcare Insurance Company, its subsidiaries and affiliates (collectively hereafter referred to as “United”) for their intention to implement the removal of producer commissions from upcoming renewals of certain group health insurance products. 

“In reviewing this situation I found it necessary to order the company to stop all efforts to implement such policy and to revise all applicable schedules of commissions and relevant rate and form filings to appropriately reflect the full commission payment required by law,” Commissioner Donelon stated. “This action is meant to both protect Louisiana’s health insurance producers who are due compensation and preserve our authority in making sure insurers writing in Louisiana are in compliance with our laws.”

The Louisiana Department of Insurance (LDI) was contacted in May by numerous producers who indicated that they had been notified of United’s intention to implement a zero-dollar schedule of commissions applicable to all policies sold to groups of greater than 100 insureds with an effective date on or after September 1, 2019. Accompanying this notification was an inducement to work with United and affected insureds to negotiate a “replacement” agency fee to be paid by the insured to the producer and an offer by United to facilitate this payment.

According to insurancenewsnet.com Health Agents for America President/CEO, Ronnell Nolan said, “It’s really appalling because our members have been fighting to get paid, and that bill is important. Lowering health care costs is what we want for our clients. But our members aren’t getting commissions on the individual market and UnitedHealthcare is not even paying for groups of 50 and above. So how can anybody point the arrow toward our members and say we’re part of the problem? We’re not part of the problem. Agents have been losing money since the passage of the ACA."